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　Another critical change is to let the market determine interest rates, which would raise the cost of capital, deterring wasteful investment and giving households a better return on their savings. Beijing has begun to experiment around the margins,kobe bryant shoes cheap allowing a wealth management industry to develop that in effect functions like a liberalised banking sector.
　　Third, the social safety net needs to be fortified. Having smashed the “iron rice bowl” of the Maoist era, China is trying to fill the void by ramping up investment in health, education and welfare. Increased state funding for these will give people the confidence to spend more freely.